RDSP
The RDSP is a new federally registered savings plan that is delivered by the Canada Revenue Agency. It is designed to ensure long-term financial security for people with disabilities. Beneficiaries may receive the added benefit of government grants and bonds. The RDSP, grant and bond are an initiative of the Government of Canada. Independent Living (IL) Canada encourages people to apply for RDSPs. This savings plan aligns with the Independent Living philosophy encouraging people with disabilities to plan for their long term financial security and the future costs of disability needs.
IL Canada RDSP Press Release (DOC | PDF)
Please have a look at IL Canada's RDSP tools for details:
- RDSP Sheet 1 - what is an RDSP (DOC | PDF)
- RDSP Sheet 2 – Canada Disability Savings Grants and Bonds ( DOC | PDF)
- RDSP Sheet 3 – Impact on other federal and provincial government programs ( DOC | PDF)
- RDSP Sheet 4 - Expanded details (DOC | PDF)
- RDSP Powerpoint presentation
Where to get an RDSP?
The following financial organizations offer the Registered Disability Savings Plan (RDSP), grant and bond:
- BMO Bank of Montreal. 1-800-665-7700
- Bank of Nova Scotia. 1-877-929-4499
- CIBC Securities Inc. 1-800-465-3863
- Desjardins Trust Inc. 1-877-286-3420
- Les Fonds d'investissement FMOQ inc. 1-800-641-9929
- The RBC Royal Bank. 1-800-463-3863
- TD Canada Trust (TD Waterhouse). 1-866-280-2022
For more information:
Human Resources and Skills Development Canada
Planned Lifetime Advocacy Network (PLAN)
